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Bankruptcy and Debt Relief

Filing a bankruptcy claim can be one of the most stressful times in a person's life. From understanding the differences between a Chapter 7 and Chapter 13 filings to reporting requirements and 341 Meetings, it is easy to get confused in the process. Our attorneys are experienced in the process of successfully filing and having debts discharged. Please contact us today for a free initial bankruptcy consultation.

 

CHAPTER 7 CHAPTER 13
  • Fresh Start
  • Wipes out virtually all unsecured debt, including medical and credit card debt.
  • Must pass a means test for eligibility.
  • Process generally takes 6 months
  • A trustee will be appointed to evaluate and manage your debt.
  • You will be paying into a plan that will ultimately be used to pay off your debts.
  • Allows you to "cram down" debt by paying what something is worth, not necessarily what you owe.
  • Can strip a second mortgage
  • Process generally takes 3-5 years

Filing for either a Chapter 7 or Chapter 13 bankruptcy can help stop creditor harassment and garnishments. In certain situations, you may even be able to recover past garnishments.

INTERNET SPECIAL: Chapter 7 Bankruptcy Filings from $899

This includes everything required to complete and file your petition.

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